視力零移位

如果你因為COVID-19的疫情以落後租金或抵押貸款我們可以提供信息和資源

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問題?

以下的法律只適合在三藩市使用:

Open Door Legal 正在與 Daybreak 合作以確保D5,D10,和D11 的居民沒有因為疫情已失去住房。如果你想與律師交談,請使用一下的表格請求諮詢:

逐出令終止

暫停向拖欠租金的租戶或沒錢還房屋贷款的住戶驅逐令,將於  2021 年 7 月 1 日到期。

但是,有關的保護條例截止日期將被延長。在2020 年 3 月 1 日至 2020 年 8 月 30 日期間,拖欠的租金的租戶不能被驅趕。 這筆拖欠的租金將轉為消費者債務。

如租戶因為2019冠狀病毒(COVID-19)造成經濟困難而拖欠租金,但能夠在2021年7 月1 日之前支付2020 年9 月1 日至2021 年6 月31 日之間所欠租金的25%,租戶將能避免被驅趕。剩餘的債務將轉換為消費者債務。

如果您的房東不顧這些保護措施而試圖驅趕您,Open Door Legal 可以為您辯護。注意:如果您收到傳票和投訴,您應該立即尋求幫助,因為您只有 5 個工作天的時間來提交答覆。

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租金賑濟

因 2019冠狀病毒(COVID-19) 而欠租的人可以獲得租金援助。三藩市居民可以參與加州全州計劃和三藩市計劃。您或您的房東可以申請州計劃並獲得州政府支付的 2020 年 4 月至 2021 年 3 月期間的 80% 的欠租。而房東將免除所欠的任何剩餘租金作為交換。如果您的房東選擇不參與,您可以自行申請並在同一個月之間獲得 25% 的租金。三藩市的計劃可以支付 2021 年 4 月以後長達 6 個月的租金,但某些群體會優先考慮。三藩市的計劃也適用於住在公共住房中的人。

您可以瀏覽網站 https://housing.ca.gov/ 申請州計劃

您可以瀏覽網站 https://sf.gov/renthelp 申請本地計劃

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申請協助

你還可以親臨Open Door Legal Excelsior 的辦公室,我們會提供協助,幫助閣下完成州和地方申請服務,提供廣東話服務時間如下:

60 Ocean Ave. 週二 10am-12pm(廣東話)

請攜帶以下證明文件前來以完成您的申請:

  • 所有 18 歲以上家庭成員的身份證明文件
  • 所有 18 歲以上成員的收入文件
  • 居住地址證明
  • 所欠租金或水電費的證明
  • 收入損失證明(例如 2019冠狀病毒(COVID-19) 聲明、失業信、失業收據等)

注意:如申請本地計劃則不需要證明文件,但當您的申請獲得批准後,之後需要提供有關文件。

您可以瀏覽網站 https://housing.ca.gov/ 申請州計劃
您可以瀏覽網站 https://sf.gov/renthelp 申請本地計劃

以下的組織也可以提供州和本地申請幫助:

唐人街社區發展中心
地址: 663 Clay Street, San Francisco, CA 94111
電話: 415-984-2730
留下你的名字和電話號碼,然後一位顧問會回覆你的電話。
門診 星期一 下午 2 至 4 和 星期四 上午 10:30 至 下午 2:30。

Return to the table of contents.

消費辯護 而 小額索賠

如果您拖欠的租金已轉為消費者債務,您的房東可能仍會試圖通過起訴您來收取租金。如果欠款總額低於 10,000 美元,您可能會在小額索賠法庭被起訴,該法庭的程序是簡化的。如果欠款總額超過 10,000 美元,您可能會在民事法庭被起訴。如果您被起訴,Open Door Legal 可為您辯護。

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喪失抵押品贖回權

如果您因2019冠狀病毒(COVID-19)而有經濟困難,無能力償還自住房屋的按揭貸款或支付 HOA 費用,則可能會獲得有限的經濟援助。 San Francisco Housing Development (SFHDC) 可以幫助您申請支付您逾期未付餘額的計劃。 D10 的長期居民也可能有資格獲得更多援助。如要與 SFHDC 財務賦權顧問交談,請致電 (415) 822-1022 ,並留下您的姓名、能與你聯絡的電話號碼和電郵地址,工作人員會在 24 小時內回覆您,讓您填寫調查問卷的問題。您也可以發送電郵至 fecstaff@sfhdc.org ,並寫下您的姓名、問題和最佳聯繫電話號碼。 請隨時致電給SFHDC, 他們會提供所有服務,但如果您需要透過電腦查詢,Open Door Legal 也可以提供幫助。

您的銀行最早可能會在 7 月份開始取消抵押品贖回權程序,並可能盡快在 10 月前強制把房子出售。您可能會在強制出售房子中喪失所有權益,因此您必須盡快尋求幫助。如果您的房屋已經售出,Open Door Legal 可能會代表您提起不正當的止贖訴訟。

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破產

如果您無法償還租金或逾期的房屋貸款,破產可能是一個不錯的選擇。
破產可以保留你的住房,同時消除你的債務,但你的信用評分會受影響,
但是,通過諮詢,您的信用可以在兩年內恢復。 Open Door Legal 可以代表您申請破產保護或將您轉介給破產律師。

返回目錄

請注意:以上的信息不是法律諮詢而且不會與你和Open Door Legal 建立律師以客戶的關係

CITATIONS

1. American University, Key Studies and Data About How Legal Aid Improves Housing Outcomes https://www.american.edu/spa/jpo/toolkit/upload/housing-7-30-19.pdf

2. George Washington Law School, In Pursuit of Justice? Case Outcomes and the Delivery of Unbundled Legal Services https://scholarship.law.gwu.edu/cgi/viewcontent.cgi

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Ever since childhood, our co-founder Adrian has been dedicated to reducing poverty.

He studied systemic poverty in college and went to work in the field for a few years. Eventually, he had a thesis that legal aid was the most cost-effective way to address poverty in America. He wrote up a business plan and used it to apply to law school. 

The idea was to create the country’s first system of universal access to civil legal representation that ensures everyone can obtain timely, competent legal help for any legal issue, regardless of ability to pay. That had never been done before in the history of the United States.

In law school, he met Virginia, our Programs Director. Together, they co-founded the organization, two weeks after Adrian passed the bar.

When we opened we put a sign in the window, and with just that marketing and almost no other outreach we were overwhelmed with requests for help from people with good cases who had been turned away everywhere else.

Our first year we had revenue of $35,000. We would hand shred documents because a shredder was too expensive. Despite the financial challenges, we were able to work on over 280 cases in everything from housing law to family law to consumer law in the first year alone.

The hours were extreme, the pay was low, and the learning curve was steep. Still, we persisted. We knew that almost everyone we helped was not able to receive services anywhere else. Eventually, we attracted the interest of funders. We tripled our revenue for several years in a row. In 2015, we won the Bay Area Google Impact Challenge, which enabled us to expand even more. In 2019, we secured additional funding from the city that allowed us to open two new centers in the Excelsior and Western Addition.

As of 2020, our staff has grown to 27 full-time employees. We’ve shown that universal access is possible. Now, we plan to scale city-wide, make San Francisco the first city in the country’s history to have universal access to legal help, and become a model for national replication.

Please make checks payable to Open Door Legal and mail them to:

Open Door Legal
60 Ocean Avenue
San Francisco, CA 94112

We also accept donations via:

Cryptocurrency

Donor-Advised Fund

Stock

You can view all of the ways to give at https://opendoorlegal.org/donation-information

Please contact laurat@opendoorlegal.org if you have any questions or need any additional information.  Thank you so much for the support!